livemint.com - 30 Apr 2026 22:59

Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through timely repayments and responsible financial habits. Here's what factors determine your score...
livemint.com - 30 Apr 2026 21:34

The central bank updated its rules on customer auto-debit transactions this month. Here's a look at what changes the RBI has mandated for digital payments using credit and debit cards and UPI.
livemint.com - 30 Apr 2026 20:12

A clean credit profile is important when you apply for a credit card, home loan, mortgage or personal loan in the future. Here's whether your spouse's credit history and score can impact your own, and what factor...
livemint.com - 30 Apr 2026 17:46

Hidden savings could still be yours, NPS unclaimed money can be recovered with interest through a clear process, helping subscribers secure missed pension contributions and strengthen long term financial planning.
livemint.com - 30 Apr 2026 17:38

The standard threshold remains at ₹15,000 for everyday subscriptions such as streaming services, utility bills and gym memberships, which will continue to be processed without an OTP.
livemint.com - 30 Apr 2026 17:29

Established by the government every 10 years to revise pay for its employees, the Central Pay Commission is responsible for decisions on allowances, contributions, retirement and pension benefits and government spending....
livemint.com - 30 Apr 2026 15:24

The EPFO's 'Employees Enrolment Campaign 2025' allows employers until 30 April 2026 to declare previously unregistered staff without penalties, promoting transparency and compliance while expanding social sec...
livemint.com - 30 Apr 2026 14:32

Taxpayers must plan their finances for the 2026-27 financial year, taking into consideration income tax rules, exemptions and deductions to assess their tax liability. Here's how you can maximise your savings.
livemint.com - 30 Apr 2026 14:16

Major push for pay and pension reform under the 8th Pay Commission as the Staff Side submits key demands on salary, NPS, leave, and promotions. Check details here.
livemint.com - 30 Apr 2026 13:31

As markets grow increasingly volatile, specialised investment funds (SIFs) offer a dynamic approach to equity investing by combining long and short positions.
livemint.com - 30 Apr 2026 12:43

You can secure a steady retirement income with the Senior Citizen Savings Scheme (SCSS) as investments of ₹10 to ₹30 lakh generate predictable monthly returns.
livemint.com - 30 Apr 2026 12:31

The Income Tax Department has revised ITR forms for AY 2026-27, requiring separate reporting of interest income from NBFCs, HFCs and corporate instruments under Schedule OS. Details here.
livemint.com - 30 Apr 2026 11:26

Sending money abroad in 2026 now demands stricter compliance with Form 145 and 146 for foreign remittances. India has streamlined disclosures, ensured accurate TDS and improved transparency for overseas payments.
livemint.com - 30 Apr 2026 10:44

From emergency funds and SIP discipline to loans and asset allocation, top advisors lay out a practical playbook for navigating volatility and job uncertainty.
livemint.com - 30 Apr 2026 09:59

Allocation to InvITs in your portfolio can be a good diversification avenue. Apart from mild price appreciation, it provides a hedge against inflation.
livemint.com - 30 Apr 2026 08:48

Pension income in India is taxable based on type. Regular pensions are taxed as salary, while commuted pensions can be partially exempt. Full details here.
livemint.com - 30 Apr 2026 05:45

With ₹25,000 monthly SIPs and ₹10-12 lakh to deploy, heres a structured asset allocation plan to target a ₹10-15 crore corpus over 25 years while managing volatility and risk