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Market News

Location American Market News for 30 April 2026
Applying for a loan, requesting a credit report? Here's how your credit score is calculated in India Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through timely repayments and responsible financial habits. Here's what factors determine your score...
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RBI updates auto-debit rules: Here's what changes for UPI, card payments The central bank updated its rules on customer auto-debit transactions this month. Here's a look at what changes the RBI has mandated for digital payments using credit and debit cards and UPI.
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Credit report: Does your spouse's credit history impact your creditworthiness? Check key factors, how to maintain score A clean credit profile is important when you apply for a credit card, home loan, mortgage or personal loan in the future. Here's whether your spouse's credit history and score can impact your own, and what factor...
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NPS unclaimed money: How to recover your funds with interest and secure your pension Hidden savings could still be yours, NPS unclaimed money can be recovered with interest through a clear process, helping subscribers secure missed pension contributions and strengthen long term financial planning.
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No more OTP hassle: how RBIs new e-mandate rules smooth out high-value payments The standard threshold remains at ₹15,000 for everyday subscriptions such as streaming services, utility bills and gym memberships, which will continue to be processed without an OTP.
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8th Pay Commission: Is the 8th CPC also applicable for state government employees? Top FAQs answered Established by the government every 10 years to revise pay for its employees, the Central Pay Commission is responsible for decisions on allowances, contributions, retirement and pension benefits and government spending....
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EPFO campaign deadline tonight: Last chance for employers to enrol left-out employees The EPFO's 'Employees Enrolment Campaign 2025' allows employers until 30 April 2026 to declare previously unregistered staff without penalties, promoting transparency and compliance while expanding social sec...
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ITR filing: Key strategies to maximise savings and reduce tax liability Taxpayers must plan their finances for the 2026-27 financial year, taking into consideration income tax rules, exemptions and deductions to assess their tax liability. Here's how you can maximise your savings.
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8th Pay Commission: Staff Side (NC-JCM) submits major demands on salary, pension and promotions; check details Major push for pay and pension reform under the 8th Pay Commission as the Staff Side submits key demands on salary, NPS, leave, and promotions. Check details here.
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Beyond long-only: The rise of adaptive equity investing through SIFs As markets grow increasingly volatile, specialised investment funds (SIFs) offer a dynamic approach to equity investing by combining long and short positions. 
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SCSS monthly income guide: See how investments of ₹10 lakh, ₹20 lakh and ₹30 lakh can earn safely in retirement You can secure a steady retirement income with the Senior Citizen Savings Scheme (SCSS) as investments of ₹10 to ₹30 lakh generate predictable monthly returns.
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ITR Filing 2026: Why NBFC and HFC interest income must be reported separately and what it means for taxpayers The Income Tax Department has revised ITR forms for AY 2026-27, requiring separate reporting of interest income from NBFCs, HFCs and corporate instruments under Schedule OS. Details here.
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Are you sending money abroad in 2026? Check new Income Tax Forms 145 & 146 for foreign remittances and compliance Sending money abroad in 2026 now demands stricter compliance with Form 145 and 146 for foreign remittances. India has streamlined disclosures, ensured accurate TDS and improved transparency for overseas payments.
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Market noise is rising. Heres how to protect your money now From emergency funds and SIP discipline to loans and asset allocation, top advisors lay out a practical playbook for navigating volatility and job uncertainty.
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InvITs: the middle path between equity risk and debt stability Allocation to InvITs in your portfolio can be a good diversification avenue. Apart from mild price appreciation, it provides a hedge against inflation.
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Is pension taxable in India? Rules, exemptions and how to declare it in ITR Pension income in India is taxable based on type. Regular pensions are taxed as salary, while commuted pensions can be partially exempt. Full details here.
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SIP + lump sum: A roadmap to ₹10 crore in 25 years

livemint.com - 30 Apr 2026 05:45
SIP + lump sum: A roadmap to ₹10 crore in 25 years With ₹25,000 monthly SIPs and ₹10-12 lakh to deploy, heres a structured asset allocation plan to target a ₹10-15 crore corpus over 25 years while managing volatility and risk
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